As you begin to think about adding a new structure to your property, you’re almost certainly wondering how this will affect your homeowner’s insurance rates. It’s true that whenever you construct any new building, your costs will increase as you extend coverage to another valuable asset on your property. And if your new structure is worth more than 10% of the current insurance value of your home, or you are financing your building and your lender is requiring a separate policy on it, you may be facing a substantial change in your premium costs.
But did you know that specific facts about your new structure’s fabrication and how you’re planning to use it will determine how much more money your insurance company will charge you to protect it? Where you live matters, as well, but the material your structure is made of is the first point your insurance company will consider in calculating your rates.
The good news is building a steel structure like those we offer here at Newmart Builders can keep your current insurance rates from going up very much at all, especially compared to the potential increase associated with a new wood structure. Steel buildings tend to be looked at more favorably by insurance companies versus wood-framed buildings and even those made of certain types of masonry (especially if they have a traditional wood roof or floors). There are several reasons why choosing steel for your new structure is a smart money move. Continue reading “Why Steel Buildings Will Save You Money on Insurance”
If you’re a DIY-enthusiast or enjoy spending your free time making furniture or tinkering with electronics, among other hobby pursuits, it’s almost a guarantee that you need more workspace right now. Between your tools and equipment and various projects in progress, your current shed or garage or basement workshop is overflowing, right? And you may have stopped working on an important project because it’s simply too much of a hassle to maneuver in your current cramped and cluttered space. We understand the challenges you’re facing, but want to assure you that it doesn’t have to be like that!
You’ve probably already considered building a separate structure on your property as a standalone workshop space. Having a large, dedicated building for project work is a dream for many. Did you know that these structures don’t have to break the bank, and if you want to, you can even construct the building yourself? Indeed, there are many great reasons to build a new workshop from one of our garage plans here at Newmart Builders, and affordability is a major one. Let’s take a look at how you can create the ultimate home workshop on a reasonable budget in just hours or days with a durable steel structure. Continue reading “How to Build the Ultimate Home Workshop”
Like many Americans, you are probably celebrating the arrival of summer right now and all the fun that it’s sure to bring with it. Warmer weather and longer daylight hours just feel good after another gray winter and rainy spring have finally passed, and you’re ready to get outside. Kids and grandkids are on summer break from school, and that family vacation you’ve been planning all year is finally almost here. Are you looking forward to breaking out your boat or RV (or both) this season as part of that vacation?
If you don’t currently have plans to use your recreational vehicles, don’t worry! We’re here to give you a little inspiration and a few good ideas for things you can do this summer that don’t necessarily require a lot of pre-planning. And if owning an RV or boat is still just a dream for you, we’re hoping you’re convinced to finally start shopping for that perfect one. But what about storing your vehicles and boats when they’re not in use? It’s true that concerns over where you will keep your boat or RV may be the main reason why you haven’t made a purchase yet. We’ve got you covered on that front, too! Read on for more about ways to enjoy your recreational vehicles, as well as securely protect your investment with a steel structure from Newmart Builders after the road has led back home. Continue reading “Summer Fun with Your Recreational Vehicles”
If you’re like most Americans, you have acquired more “stuff” than you’ve got room to store. Over time, you’ve accumulated vehicles, boats, lawn and garden gear, spare furniture and household items, and maybe even a horse or two. Whether you live in the city or on many acres in the country, you need more sheltered storage space. With so many options available, you may be wondering how you can possibly decide on the best solution for your needs. Continue reading “What is the Best Structure for Your Needs?”